Our Terms and Conditions
Welcome to LoansToOnline.com. This page outlines the terms and conditions governing your use of our platform. Please read these terms carefully and revisit this section periodically, as we reserve the right to modify and update these Terms at our discretion. We also recommend reviewing our Privacy Policy.
By accessing and using LoansToOnline.com, you acknowledge that you agree to these Terms and our Privacy Policy, and you consent to abide by them. If you do not agree with these Terms of Use, please do not access our website.
1. Usage Restrictions
Our platform is intended solely for use by legal U.S. residents who are at least 18 years old and have a steady source of income. We do not knowingly collect data from minors or foreign nationals. If you do not meet these criteria, please refrain from using our website.
2. Our Services
LoansToOnline.com serves as a free platform that connects you with a network of reputable lenders. We do not lend money ourselves, nor do we participate in any communications between you and the lender. Our role is solely to facilitate your connection with potential lenders based on the information you provide. You are under no obligation to use our platform, submit personal information, or accept any loan offers.
All inquiries regarding loan approvals, agreements, fees, APR, and other terms should be directed to the lender, as we do not engage in the lending process. LoansToOnline.com shall not be liable for any disputes, costs, or misunderstandings arising from interactions between you and the lender.
3. Intellectual Property Rights
All content, logos, trademarks, software, and other materials on LoansToOnline.com are protected under U.S. copyright law. Access to our website does not grant you any rights to reproduce, sell, or misuse our intellectual property without our express written permission.
4. Marketing Practices
By using LoansToOnline.com, you agree to our marketing practices as outlined in our Marketing Practices section. We, along with our third-party partners, may contact you via the information you have provided.
5. Third-Party Links
Our website may include links to third-party websites for your convenience. These links are provided for reference only, and we do not control or endorse the content, privacy policies, terms, or practices of these external sites. Accessing these links is at your own risk.
6. Third-Party Dealings
Any interactions or transactions with third parties are conducted at your own risk. LoansToOnline.com is not liable for any outcomes resulting from such dealings.
7. E-Consent
By clicking on buttons such as “Submit,” “I Agree,” “E-Sign,” or “Consent,” you are providing your electronic signature, which indicates your consent to engage in electronic communications with us and third parties.
8. Dispute Resolution and Class Action Waiver
All disputes between you and LoansToOnline.com shall be resolved through arbitration only. By using our website, you agree to waive your rights to bring claims individually or through legal representation in court.
9. Indemnification
By using LoansToOnline.com, you agree to indemnify and hold harmless LoansToOnline.com, its parent company, subsidiaries, and affiliates from any damages, costs, or misunderstandings arising from your use of the website.
10. Violations
If you violate these Terms of Use, we reserve the right to terminate your account without notice and remove any content or materials you have submitted.
11. Severability
If any provision of these Terms is found to be unlawful or unenforceable, the remaining provisions will continue to be valid and enforceable. Any contradictory provisions will be severed.
12. Modifications and Updates
We reserve the right to modify and update these Terms at any time without prior notice. Any changes will be effective immediately upon posting on our website. We may also notify you of significant changes via email.
13. Contact Us
If you have any questions or concerns, please reach out to us through our contact form.
