Your Privacy Matters to Us
We take your privacy seriously. Understanding the significance of safeguarding your personal data, we are fully aware of the challenges that come with managing this information in today’s digital world. To clarify our privacy protection principles, we have established this Privacy Policy. We encourage you to read this section thoroughly before using LoansToOnline.com.
By using our platform, you confirm your agreement with our Privacy Policy.
1. Information We Collect
We collect both personally identifiable information (PII) and non-personally identifiable information (Non-PII) from you.
Personally Identifiable Information
This type of information identifies you as an individual. You provide this data when you sign up or submit a request. It may include, but is not limited to, your full name, date of birth, address, phone number, driver’s license, social security number, employment details, income, bank account information, credit history, and military status.
Non-Personally Identifiable Information
Non-PII does not reveal your identity. This anonymous data may include, but is not limited to, your IP address, Internet provider, browser type, language, browsing session time, clicks, and the links you follow. Such data is collected through cookies, web beacons, and pixel tags.
2. Why We Collect This Information
We collect personal information to manage our business, improve technical support, and conduct marketing research. Additionally, we need your data to process your application and connect you with a lender.
3. How We Share Your Personally Identifiable Information
Your PII is shared with third parties, including lenders, to process your application. Lenders may verify your information through national databases and credit reporting agencies, which could impact your credit score. We may also share your data with affiliates, partners, and accredited third parties for business management, security, marketing, and consumer support purposes.
We reserve the right to share your information if our business is acquired, or as required by law to protect our rights.
4. How We Share Your Non-Personally Identifiable Information
We use and share Non-PII with third parties to enhance our technical services, analyze customer behavior, and gather important business statistics.
5. Links Provided by Third Parties
Our website may contain links to third-party sites. These links are provided for your convenience, and you follow them at your own risk. We do not control these websites and are not responsible for their content, privacy policies, or practices.
6. Marketing Practices
By accessing our website, you agree to our marketing practices, including receiving advertisements, newsletters, and promotional materials from us and our partners. You can opt out of our marketing messages, but you must contact third parties directly to opt out of their communications.
7. How We Protect Your Information
We use advanced security measures to protect your personal data, in compliance with US law. Access to your information is limited to authorized personnel for business purposes only. Despite our efforts, we cannot guarantee absolute security due to the nature of online threats.
8. Notice for Foreigners
Our services are available exclusively to employed US residents. If you are not a US resident, please refrain from using our website.
9. Notice for Minors
Our services are available exclusively to individuals aged 18 and over. If you are under 18, do not use our website. We do not knowingly collect data from minors. If you are a parent or guardian of a minor who has accessed our website, please contact us immediately.
10. Privacy Policy Changes
We reserve the right to revise, modify, or update this Privacy Policy at any time without prior notice. We encourage you to review this section periodically. Continued use of our website after any changes implies your acceptance of the updated Privacy Policy.
11. Your Rights Under the CCPA
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA). These rights include knowing what information we collect, why it is collected, who it is shared with, and for what purpose. You also have the right to request access to, delete, or opt-out of the sale of your personal information.
For detailed information on how to exercise your rights under the CCPA, including requesting specific information, deleting data, or opting out of data sales, please refer to the full Privacy Policy on our website.
12. California Disclosures
California law requires us to provide specific disclosures regarding our data practices. Please refer to the full Privacy Policy on our website for details on how we handle your information under California law.
13. How You Can Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us via our contact form.
